Business Auto Insurance
A business automobile policy (BAP) provides coverage for a business's use of cars, trucks, vans, and other vehicles in the course of carrying out its business. Coverage may include vehicles owned or leased by the company, hired by the company, or employee-owned vehicles used for business purposes.
Even if employees use their personal vehicles to conduct business, businesses should obtain a business auto policy. In the event of a serious accident, an employee's liability coverage may be insufficient to adequately protect the company.
Types of Vehicles
- Cargo van
- Pickup truck
- Step van
- Passenger car or van
What can a business auto policy cover?
- Comprehensive and Collision
- Medical Payments
- Emergency Roadside Assistance
- Liability
- Loss of earnings
- Uninsured Motor Vehicle
